Closed beta — Spring 2026

The wealth operating system for people who think in decades.

Track stocks, dividends, debts, and tangible assets in one disciplined system. Score yourself on financial discipline. Build a legacy worth passing down.

Claim your codex →Free during beta · No credit card

The system

Six pillars. Built for the next forty years, not the next quarter.

  • I

    Net-worth ledger

    Stocks, dividends, crypto, cash, gold, cars, collectibles. One source of truth. Import from your broker by CSV.

  • II

    Debt rating — good vs bad

    Every liability gets a 1–10 grade. Mortgage on a paid-down property scores different than a 24% APR card. Your debt has a report card.

  • III

    Discipline levels 1–10

    Faceit-style scoring on the habits that compound: savings rate, debt service, allocation discipline, dividend reinvestment. Level up the boring way.

  • IV

    The Eleven

    Level 11 is reserved for verified interest arbitrage — investment return exceeding debt cost, connected accounts, no self-reporting. Only 11 will ever exist.

  • V

    OG badge — first 1,000

    First thousand users to reach Level 8 get a permanent OG badge. Visible on your public profile. Never re-issued.

  • VI

    Quiet by default

    No social feed. No streaks. No notifications about other people's wins. You against time, and time alone.

OG badges0 / 1,000

First 1,000 users to reach Level 8 keep a permanent OG badge. Never re-minted after the cap.

Closed beta

Join the codex.

Early access is rolling out in waves. Drop your email and we'll send your invite when your wave opens.